Headlines
Portfolio surpassed Rs.43 Crore || Twenty-seventh Branch of BJS at Saheberhat in Cooch behar district || Seventeen Financial Partners. || Nine Public Sector Banks as Financial Partners. || CoCA Grade “M4C2” || Rating Grade “MFI 3+”

Welcome to BJS

Thank you very much for visiting the website of BJS. It gives us immense pleasure to present this website for sharing the information of our organization with you.

BJS began its noble journey in the year 2006 as a Non Government, Non- Profitable organization for poverty alleviation and women empowerment. It is registered under West Bengal Societies Registration Act XXVI of 1961.

Over the years BJS could maintain a steady growth of the services and placed itself in a reputed position in the industry. BJS grew due to its strong determination, commitments, hard work and very honest appeals to its holistic task. Above all these achievements would not been possible if the clients could not keep trust and faith on our commitments to them.

In this outset we would like to convey our heartiest thanks to all clients, lenders, patrons, and well wishers for their continuous support. Our heartiest thanks to all the staff members for their hard work, commitments and devotions.

Our Services Encompass

BJS has started its operation with the mission of holistic development towards the weaker section specially for women. BJS uses Microfinance as a tool for poverty alleviation and empowerment of women of poorest section of the society. Its mandate is to support the poor community, especially women to support them in attaining their self-sufficiency and economic empowerment. In order to do this BJS has adopted a methodology of developing Groups with target women in both rural and urban areas. BJS then disburse loans among these members in small scale for developing their respective income generating activities.

Apart from the poverty alleviation program BJS is currently involved in implementing some important development programs under social development programme. All these programs are inter-related with its core program of microfinance because BJS feels from its experience that only economic development is not the key to uplift the conditions of our target group of people, but they should be empowered with other social arenas too. Therefore, BJS has started the following social activities and running all those projects successfully.

  1. Non formal school program for children through BJS Shiksaniketan
  2. Employment generation through BJS Handicrafts
  3. Uplifting the condition of Ultra poor through Targeting Hardcore Poor
  4. For smart financial management BJS School of Financial Literacy
  5. Environmental protection via  Water & Sanitation, Green Energy
  6. Improve health and hygiene through Medical Camps and Awareness Campaigns

It is our dream that one day poverty will be eliminated fully from every part of India and all people will lead happy life. We strongly believe and hope that this dream will come true.

Some Memories of BJS

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Sir Fazle Hasan Abed, KCMG,Founder,  and Chairman, BRAC and Sir Ahmed Mushtaque Raza Chowdhury Vice Chairperson BRAC interacting with our CEO Shri Bishwajit Das
Sir Fazle Hasan Abed, KCMG,Founder, and Chairman, BRAC and Sir Ahmed Mushtaque Raza Chowdhury Vice Chairperson BRAC interacting with our CEO Shri Bishwajit Das
Shameran Abed Director Microfinance BRAC and BRAC International interacting with our CEO Shri Bishwajit Das
Shameran Abed Director Microfinance BRAC and BRAC International interacting with our CEO Shri Bishwajit Das
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BJSTHP
Shri Bishwajit das welcomes Chief guest Shri Chandra Shekhar Ghosh, MD,CEO Bandhan Bank at Decennial celebration of BJS
Shri Bishwajit das welcomes Chief guest Shri Chandra Shekhar Ghosh, MD,CEO Bandhan Bank at Decennial celebration of BJS
 Shri Bishwajit Das, CEO of BJS fondly greetings Noble laureate Dr. Md. Yunus
Shri Bishwajit Das, CEO of BJS fondly greetings Noble laureate Dr. Md. Yunus
Shri Bishwajit Das,CEO of BJS interacting with field staffs
Shri Bishwajit Das,CEO of BJS interacting with field staffs
Mr Debasish RoyChowdhury CEO Bandhan along with other high officials of different banks with our Secretary,CEO Mr BIshwajit Das and President Mr Satyabrata Chakroborty in the pilot THP validiction Program
Mr Debasish RoyChowdhury CEO Bandhan along with other high officials of different banks with our Secretary,CEO Mr BIshwajit Das and President Mr Satyabrata Chakroborty in the pilot THP validiction Program
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News Update

  •  

    In the journey, BJS believes itself fortunate to have come across several stalwarts who have added values to inspire and uphold our organization. On 30th July 2019, one such revered person viz. Mr. S.S.Bhat, Managing Director of Ananya Finance for Inclusive Growth Pvt. Ltd. has visited BJS Head Office. A cordial and threadbare discussion was held between him and Mr Bishwajit Das, CEO of BJS. He has emphasized on Financial Inclusion did by the MFIs is certainly a big driver for bringing about social change if done ethically. He has expressed his high contentment the manner BJS is functioning. 

  •  

    Once again State Bank of India has reposed faith on BJS and we proudly announce that they have sanctioned a fresh Term loan to the tune of Rupees Ten Crore (10 Crore) to BJS on 30.07.2019. This will assist growth for BJS in order to achieve its Business Development Plan and also contribute in attaining the objective of inclusive finance. A huge thank to great management of SBI.

  • The 13th Annual General Meeting of Belghoria Janakalyan Samity was held on 13th July 2019, at BJS Head Office. All the seven Executive Committee Members were present in the meeting where, the President, Mr. Satyabrata Chakraborty, presided over the meeting. Mr. Bishwajit Das, Secretary had presented the Secretary’s report and Budget for the next financial year. All the members participated in the agenda-wise discussions for the future growth of the organization. At the end of the meeting, on behalf of all the members of the Executive Committee, the President gave sincere thanks to the Secretary for his dynamic leadership to run the team of BJS and also mentioned the contribution of all staff for the growth of the organization.

  • 13th Foundation Day of BJS observed on March 13, 2019

  • BJS Annual Retreat was held on 30th December, 2018 at Duttapukur ,North 24 parganas.

  • Dr. Ahmed Mustaque Raza Chowdhury, Vice Chairperson, BRAC visited BJS on April 26, 2018. Dr. Chowdhury met Shri Bishwajit Das, Chief Executive Officer, BJS and all other staffs of BJS at Head Office.

  • BJS arranged a grand program for Blanket Distribution among the needy women at Katiahat, Baduria, North 24 Parganas on 3rd February,2018. Shri Bishwajit Das, Chief Executive Officer, BJS welcomed all the women and also distributed blankets to the women. Shri Ashok Kumar Mohapatra, Chief Manager Indian Overseas Bank and Shri Shiv Ram Jha, Branch Manager were present in the occasion.

  • BJS received Highest Portfolio Award from AMFI-WB in the 3rd Eastern India Microfinance Summit 2018...

  • Annual picnic of BJS was held on 7th January 2018 at Badu,Madhaymgram

Our Achievements

As on 31stJuly 2019
No. of Branches : 27
No. of Districts : 6
No. of Blocks : 49
Total Staff Strength : 134
No. of Frontline Staff : 81
No. of Active Groups : 2,146
No. of Active Members : 28,280
No. of Active Borrowers : 23,897
Cummulative Loan Disbursed (in Lakhs) : 36,462.93
Loan Portfolio (in Lakhs) : 3,885.35
Average Loan Size on outstanding : 16,259
On time Repayment Rate : 99.96%
Amt. of Loans Outstanding per Credit Officer : 47.97

Where We Work

Made By Our Clients

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